More Than insurance UK

This is a specialist page for More Than home insurance. Disclaimer The following details are not an endorsment of More Than home insurance; we encourage you to shop around before you choose your home insurance provider.

More Than say
" "

More Than is an online brand of Royal SunAlliance, the second largest insurance company in Britain . The cost of your contents insurance will be reduced if you:

• have good home security
  
• have a burglar alarm
  
• belong to a registered Neighbourhood Watch scheme
  

You'll also pay less if you combine your buildings and contents insurance within the same policy

More Than offer buildings insurance and / or contents insurance and optional additional cover

Buildings cover

Buildings insurance quotes can be arranged over the phone or online, and More Than offer combined building and contents insurance for ease and value. More Than buildings insurance quote, will include cover for your garage and outbuildings. More Than home buildings insurance covers against fire, flood and subsidence, but also extends to accidental damage to drains & pipes. More Than offer a discount if you buy your More Than buildings insurance online - a discount you will keep if you renew your home buildings insurance next year, and another saving if you buy your building and contents insurance together.

Cover	Benefit
All buildings	Cover is available against fire, flood & subsidence
Accidental damage	Cover is available against damage to drains, pipes, cables or underground tanks or even broken windows, baths or toilets
Alternative accommodation	Cost of temporary accommodation up to 20% of insured value of home

Contents insurance

Did you know? More Than are one of the only insurers in the UK to insure your home contents against accidental damage caused by your pets!

Did you know? Get cover for those school bag gadgets. Today's youngsters carry a small fortune in their school bags computer games, personal stereos. More Than's personal possessions cover for items outside the home makes sure they are protected.

Possesions	Cover
All household items e.g. furniture, curtains	Excludes baths & toilets
TVs, hi-fis, videos, PCs, mirrors, glass furniture	Covered against accidental damage & breakage
High risk items e.g. TVs, jewellery, cameras, PCs	Items worth over £1,500 must be named on the policy, all items must be worth less than £7,500
Business equipment e.g. fax machines, PCs, filing cabinets	Covered up to a total of £7,500
Garden equipment e.g. garden furniture, BBQs children's toys	Covered up to £2000, garden plants covered up to £2000
Replacement locks, keys	Covered up to £500
Weddings & Christmas presents	Automatic increase in cover by 10% one month before and one month after the event

Most people underestimate the value of their possessions, opting for cheap home contents insurance quotes and sometimes getting a nasty shock when they have to claim. More Than have made sure their home contents insurance offers total peace of mind with £75,000 standard cover. Unlike cheap contents insurance, More Than also provide generous home contents insurance cover including all the things that make up a modern household (see the table above).

Additional cover

You can also tailor your policy to suit your exact needs. You can choose to add any of the following additional cover options to your standard home insurance:

Cover	Benefit
Full accidental damage cover	Further protection from frequent household accidents e.g. cigarette burns, broken ornaments, pet damage
Personal possessions cover e.g. cameras, watches, jewellery that you often take out of the home	Covered up to £1,500 if lost or stolen anywhere in the UK or if abroad for up to 60 days
Credit cards and cash	Covered up to £500 and £250 if lost or stolen
Freezer contents	Covered up to £150 in case of breakdown or power cut
Pedal Cycles	Covered up to £300 per cycle if stolen/damaged wherever left
MORE TH>N LEGAL SERVICES	Provides up to £50,000 legal expenses cover, 24 hr access to legal experts and over 200 professionally written document

 

This is a specialist page for More Than home insurance and house contents insurance. To get an instant home insurance quote from More Than , follow the link above. When you have a quote from More Than , you can come back to this page and compare your quote with other quotes you can get from the other insurance sites listed in the Price Survey on the left. This survey gives most of the sites you would probably want to visit for a cheap home insurance policy in the UK. It is a regular survey of the main online insurance sites in the UK to see which ones are the least expensive. Some are big household name insurance companies such as Direct Line and More Than, while others are small dedicated online insurance specialists or online offerings from existing intermediaries. You can return to this page and compare the quote you get from More Than with other insurers listed here.

Details correct at time of publication. . Terms and conditions can change, this web site is not responsible for the publication of current policy delails. Please check details before applying. Spectra Limited does not endorse More Than home insurance. Please read our Disclaimer