This is a specialist page for AA home insurance. Disclaimer
The following details are not an endorsment of AA home insurance; we
encourage you to shop around before you choose your home insurance provider.
The AA offers either
- Buildings insurance
Contents insurance (max £45,000)
- Buildings and Contents insurance
included in the policy:
- accidental damage (for buildings and contents)
- Legal cover (for buildings and contents, see terms below)
Straightforward all in one policy with no extra options to choose.
Buildings Insurance
- Full replacement cost or repair
- Full cover for accidental damage (eg putting your foot through the
ceiling from the loft)
- Alternative accommodation if house uninhabitable due to an insured
peril – up to £10,000
- Architects, surveyors and legal fees
- Following loss or damage from an insured peril, costs associated with
complying with
- statutory building regulations
- Up to 90 days' cover on both properties when moving house (certain
restrictions apply)
- Property owners' third-party liability – up to £1,000,000
- Legal liability for properties previously owned – up to £1,000,000
- Legal helpline
- Disaster helpline
- Home emergency cover, which will cover the cost of emergency repairs
in a variety of
- specified situations
Contents Insurance
- New for old basis
- Accidental damage – television, video, audio and home computer
equipment whilst in the home
- Accidental damage – other non-portable electrical/gas appliances
(eg microwave)
- Items in course of professional removal
- Furniture in storage for up to 14 days, during course of removal
- Contents normally in the open, within the property's boundaries (excluding
storm or flood damage) – up to £500
- Items temporarily removed from the home – up to £5,000
- Freezer contents – up to £500
- Alternative accommodation if house becomes uninhabitable due to an
insured peril – up to total of 20 per cent of maximum sum insured
- Legal helpline
- Disaster helpline
- Replacement door and window locks plus alarms/safes following loss
or theft of keys – up to £250
- Money – up to £300
- Credit cards – up to £500
- Guests' personal effects – up to £250
- Christmas seasonal increases – ten per cent increase in insured
value (1 December to 6 January)
- Weddings increase – ten per cent increase in insured value (one
month prior to and after)
- Personal liability, in and out of home – up to £1,000,000
- Domestic employees liability – up to £5,000,000
- Occupiers' liability, ie damage to a third party in and around the
home – up to £1,000,000
- Unsatisfied damages (in the event of policyholder being awarded damages
but where third party cannot pay) – up to £100,000
- Legal expenses cover – up to £25,000
- Loss of heating oil – up to £750
- Loss of metered water – up to £750
- The price of Option 100 is £44.
- An offer for a £10 Amazon voucher is available for Option 200, 300,
400
Details correct at time of publication. . Terms and conditions can change,
this web site is not responsible for the publication of current policy delails.
Please check details before applying.... Disclaimer
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